We’re Not a Payment Processor.
We’re Your Payment Partner.

We help slash your merchant fees and find you a better payment processing rate, even if you don’t switch processors. We work on a completely performance-based model, so if you don’t save, you don’t pay.

Modern Savings Calculator

Unlock Your Savings Potential

Adjust the sliders to match your current processing details.

$1,000,000
$100
+
2.90% + $0.30

One Last Step

Enter your email to calculate and instantly view your potential monthly savings.

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Your Estimated Savings

Based on your inputs, here's your potential average monthly saving:

Potential Monthly Savings $7,000
Est. Tickets: 10,000 Est. Current Cost: $32,000
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Ready to cut your processing costs by up to 30+ percent? 

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Big Savings

Lower Fees, Effortless Savings.

Tired of deciphering complex processing statements? OpTPay simplifies everything. We pinpoint excessive fees and optimize your rates, delivering clear, tangible savings without disrupting your workflow.

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Identify Hidden Costs
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Seamless Integration
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No Cost to Find Out
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Dedicated Support
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Transparent Results
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Save Money Fast
Save Now
Risk free

Your Advocate in Payment Processing.

We work for you, not the processing giants. OpTPay acts as your dedicated partner, constantly seeking ways to minimize your costs and maximize your profits. Discover why businesses trust us to fight for their bottom line.

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If you don't save..
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You don't pay!
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28%
Average Reduction
in Processing Fees
Quick & Easy

Confusing Statements? Surprise Fees? Enough is Enough.

The credit card processing industry thrives on complexity. Inflated rates, hidden charges, and baffling statements eat away at your revenue. OpTPay cuts through the noise, bringing clarity and fairness back to your payments. Let us show you what you should be paying.

FAQs

You've Got Questions, We've Got Answers.

So… what exactly does OpTPay do?

We spot hidden fees, cut through the fine print, and connect you with processing partners built to save you more (yep, switching is usually where the magic happens). Sticking with your current provider? No problem—we’ll still fight to get you a better deal.

What’s this going to cost me?

Nada upfront. If we save you money, we charge a one-time fee equal to 3 months of the savings we uncover. No savings = no charge. We only win when you do.

What kinds of businesses do you help?

If you take cc payments and think your fees are too high, we’re your people. We specialize in helping privately held small and mid-sized businesses, but we’ve worked with companies across industries. If you’ve got a merchant account, we’ve probably seen your exact pain before—and fixed it.

How much effort do I have to put in? (Please say “barely any.”)

Barely any. Upload 3 months of processing statements. We handle the analysis, hunt down savings, and hand you the results on a silver platter in about 3–5 biz days. Minimal effort, maximum impact.

Do I have to switch processors? That could be a headache.

Nope, not unless we find a better deal that makes switching totally worth it. And if we do? We’ll walk you through your options and help make it painless.

This sounds too good. What’s the catch?

There isn't one. Seriously. You only pay if we find you real savings. And if you’re not ready to switch or take action now, no pressure—we’ll be here when you are.

Ready to cut your processing costs by up to 30+ percent? 

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save now

Discover Your Savings Potential – Absolutely Free.

Wondering if you're paying too much? Almost all of our clients were until they found us. Find out for sure, without spending a dime or committing to anything.

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Zero Upfront Cost

Send us a few months of recent processing statements – that’s all we need to get you a free savings report.

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Zero Risk

Our analysis is completely free,
with no obligation to switch.

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Expert Savings Report

We’ll show you exactly where savings are found.

speak with an optpay expert

Got questions? Let’s talk. Your future self (and bank account) will thank you.

Blog

Payment Processing Tips That Actually Save You Money